March 28, 20264 min read

Geometric Sequence Calculator — nth Term, Sum & Infinite Series

Calculate geometric sequence terms and sums. Covers nth term formula, finite and infinite series sums, common ratio, and the compound interest connection with worked examples.

geometric sequence geometric series sequences compound interest calchub
Ad 336x280

In a geometric sequence, each term is multiplied by the same ratio to get the next one. Compound interest, population growth, radioactive decay, and the area of a fractal — they're all geometric progressions. Find any term or sum with the CalcHub Geometric Sequence Calculator.

Key Definitions

First term (a₁): The initial value. Common ratio (r): The constant multiplier between terms. Can be positive, negative, or fractional. nth term (aₙ): Value at position n.

A sequence is geometric if the ratio between consecutive terms is constant:
aₙ₊₁/aₙ = r for all n

The nth Term Formula

$$a_n = a_1 \cdot r^{n-1}$$

Example: Find the 8th term of 3, 6, 12, 24, ...

Here a₁ = 3, r = 2.
a₈ = 3 × 2⁷ = 3 × 128 = 384

Example: Find the 6th term of 100, 50, 25, 12.5, ...

r = 0.5
a₆ = 100 × (0.5)⁵ = 100 × 1/32 = 3.125

Sum of Finite Geometric Series

$$S_n = a_1 \cdot \frac{1 - r^n}{1 - r} \quad (r \neq 1)$$

If r = 1: Sₙ = n × a₁ (constant sequence)

Example: Sum of first 6 terms of 3, 6, 12, 24, 48, 96

S₆ = 3 × (1 − 2⁶)/(1 − 2) = 3 × (1 − 64)/(−1) = 3 × 63 = 189

Quick check: 3+6+12+24+48+96 = 189 ✓

Sum of Infinite Geometric Series

When |r| < 1, the series converges to:

$$S_\infty = \frac{a_1}{1 - r}$$

When |r| ≥ 1, the infinite sum doesn't exist (diverges).

Example: Sum of 1 + 1/2 + 1/4 + 1/8 + ...

a₁ = 1, r = 0.5
S∞ = 1/(1 − 0.5) = 1/0.5 = 2

This makes physical sense: Zeno's paradox involves an infinite number of steps that sum to a finite total.

Example: 0.333... as a fraction 0.333... = 3/10 + 3/100 + 3/1000 + ... a₁ = 0.3, r = 0.1 S∞ = 0.3/(1 − 0.1) = 0.3/0.9 = 1/3

Common Ratio Reference

r ValueBehavior
r > 1Terms grow (exponential growth)
r = 1Constant sequence
0 < r < 1Terms shrink toward 0 (converges)
r = 0All terms after a₁ are 0
−1 < r < 0Alternating, shrinking (converges)
r = −1Alternating ±a₁ (diverges)
r < −1Alternating, growing (diverges)

Compound Interest Connection

Compound interest is a geometric sequence in disguise.

Balance after n years: A = P × (1 + i)ⁿ⁻¹ (when P is the first term)

More precisely:


  • Initial: P

  • After 1 year: P(1+i)

  • After 2 years: P(1+i)²

  • After n years: P(1+i)ⁿ


This is aₙ = a₁ × rⁿ with a₁ = P, r = (1+i), and "n" being the time period.

Example: ₹10,000 at 8% per year for 10 years: A = 10,000 × (1.08)¹⁰ = 10,000 × 2.1589 = ₹21,589

The sequence 10,000; 10,800; 11,664; 12,597; ... is geometric with r = 1.08.

Why does the infinite sum formula only work for |r| < 1?

If |r| ≥ 1, each term is at least as large as the previous one — the terms don't shrink toward zero. For a sum to converge, you need the terms to eventually contribute less and less. The proof uses the formula Sₙ = a₁(1−rⁿ)/(1−r) and asks what happens as n→∞: if |r| < 1, rⁿ→0 and Sₙ→a₁/(1−r). If |r| ≥ 1, rⁿ doesn't go to zero, so the sum grows without bound.

How do I find the common ratio?

Divide any term by the one before it: r = aₙ/aₙ₋₁. If this ratio is the same for every consecutive pair, the sequence is geometric. If you only know two non-consecutive terms aₘ and aₙ, then r^(n−m) = aₙ/aₘ, so r = (aₙ/aₘ)^(1/(n−m)).

What is exponential growth vs. geometric sequence?

They're the same idea in different settings. A geometric sequence is discrete (defined at whole number positions). Exponential growth is continuous (defined for all real values of time). The formula A = Peʳᵗ is the continuous version of the geometric sequence formula.

Ad 728x90